It is the holiday season. And as I told you a few weeks ago, debt collectors would be willing to settle cases. As it turns out, I was wrong - they really want to settle cases. Recently, I had two debt collectors agree to dismiss cases they brought against my clients and wipe the debt off of the credit report, along with not selling the debt to anyone else. I then had a debt collector pay my client money to cover her legal fees, wipe the debt off of her credit report and not sell the debt.
It is a tough economy. And debt collectors are going after everyone and anyone. It is time to stand up for yourself and assert your rights. The debt collectors are going to keep coming and continue to take default judgments. In the meantime, the government is not doing enough to help consumers. So now you need to use the court system to defend yourself.
If you have been sued by a debt collector, call me. I have experience with Midland Funding, LVNV Funding, Resurgent, Legal Recovery Law Office, Erica Brachfeld, Brachfeld and Associates (sometimes called Erica Brachfield or Brachfield and Associates), and most of the other large debt collectors. The consultation and advice are free. But do not wait too long. When you are first contacted by a debt collector, you need to contact an attorney and learn your rights.