Sample Verification letter

Yesterday, I gave you a sample cease and desist letter. Today, I am giving you a sample verification letter. Just send this to the debt collector when you want verification of the debt. Make sure you send it within 30 days of receipt of the original notification from the collection agency.

ABC Collection
1234 Main St.
Anytown, USA 12345

Re: Account:

Dear ABC Collection:

I dispute the above-referenced debt. Please verify this debt as required by the Fair Debt Collection Practices Act.

While this debt is being disputed, you cannot report this debt to the credit reporting agencies. If you have already reported it the credit reporting agencies, please contact the credit reporting agencies, inform them that the debt is disputed, and ask them to delete it from my credit report. Reporting information that you know to be inaccurate, or failing to report information correctly, is a violation of the Fair Credit Reporting Act and other applicable laws.

Sincerely,

Mr. (or Mrs.) Consumer

Upon receiving this, the debt collector should send you verification of the debt in a timely manner.

Comments

[kalonda]

What if it is over 30 days? Are you still able to request verification and have inaccurate accounts removed?